Kaw ad

Lub lim tiam dhau los, Apple tau tshaj tawm nws txoj kev them nyiaj mobile, Apple Pay, hauv Tebchaws Meskas. Txhawm rau nqa tag nrho lub platform mus rau qhov kev txiav txim tiav, lub tuam txhab yuav tsum koom tes tsis yog nrog Visa, Mastercard thiab cov tsev txhab nyiaj hauv zos, tab sis kuj nrog ntau lub khw muag khoom lag luam kom ntseeg tau tias kev ua haujlwm zoo nyob rau hnub pib.

Thawj ob peb hnub tau zoo tiag tiag, nrog ntau dua peb lab tus tib neeg ua haujlwm Apple Pay hauv 72 teev, uas yog ntau dua li tag nrho cov neeg tuav daim npav tsis sib cuag hauv Asmeskas. Apple Pay yeej muaj qhov pib ua tiav, tab sis nws txoj kev vam meej tsis tau ploj mus zoo nrog MCX (Merchant Consumer Exchange) koom nrog. Cov tswv cuab chains zoo li cov khw muag tshuaj Kwv Huam Yawg Hlob a CVS kiag li lawv tau thaiv qhov kev xaiv them nrog NFC Tom qab pom tias lawv cov terminals ua haujlwm nrog Apple Pay txawm tias tsis muaj kev txhawb nqa meej.

Yog vim li cas rau qhov thaiv yog qhov kev them nyiaj CurrentC, uas lub koom haum tab tom tsim thiab npaj yuav tshaj tawm hauv xyoo tom ntej. MCX cov tswv cuab yuav tsum tau siv CurrentC nkaus xwb, tso cai rau Apple Pay yuav raug nplua nyiaj txiag raws li lub koom haum txoj cai. yog Qhov zoo tshaj plaws Muas, Wal-Mart, Kwv Huam Yawg Hlob lossis lwm tus tswvcuab tam sim no xav txhawb Apple cov nyiaj them poob haujlwm, lawv yuav tsum tau thim tawm ntawm lub koom haum, uas lawv tsis raug nplua.

[do action="quote"] CurrentC muaj ob lub hom phiaj tseem ceeb: zam kev them nqi daim npav thiab sau cov ntaub ntawv neeg siv.[/do]

Txawm hais tias lawv tshwm sim hauv kev sib tw ncaj qha, lub hom phiaj ntawm Apple thiab MCX txawv heev. Rau Apple, The Pay service txhais tau hais tias kev nplij siab zoo dua rau cov neeg siv khoom thaum them nyiaj thiab qhia txog kev hloov pauv rau Asmeskas cov nyiaj them poob haujlwm, uas, ua rau cov neeg European xav tsis thoob, tseem cia siab rau cov hlau nplaum uas tuaj yeem tsim txom yooj yim heev. Apple siv 0,16 feem pua ​​​​ntawm txhua qhov kev lag luam los ntawm cov tsev txhab nyiaj, xaus Apple cov paj laum nyiaj txiag. Lub tuam txhab tsis sau cov neeg siv cov ntaub ntawv hais txog kev yuav khoom thiab ua tib zoo saib xyuas cov ntaub ntawv uas twb muaj lawm ntawm cov khoom siv sib cais (Security Element) thiab tsuas yog tsim cov nyiaj them poob haujlwm.

Hauv qhov sib piv, CurrentC muaj ob lub hom phiaj tseem ceeb: zam kev them nqi daim npav them nqi thiab sau cov ntaub ntawv hais txog cov neeg siv, tshwj xeeb tshaj yog lawv cov keeb kwm kev yuav khoom thiab cov kev coj ua ntawm cov neeg siv khoom. Thawj lub hom phiaj yog nkag siab. MasterCard, Visa lossis American Express them ib yam dab tsi zoo li ob feem pua ​​​​rau kev lag luam, uas cov tub lag luam yuav tsum lees txais raws li kev txo qis hauv cov paj los yog them nyiaj los ntawm kev nce nqi. Bypassing nqi yuav yog li hypothetically muaj txiaj ntsig zoo ntawm cov nqi. Tab sis lub hom phiaj tseem ceeb ntawm CurrentC yog kev sau cov ntaub ntawv, raws li cov tub lag luam tuaj yeem xa tuaj, piv txwv li, tshwj xeeb tshaj tawm lossis luv nqi daim coupon los ntxias cov neeg siv khoom rov qab mus rau tom khw.

Hmoov tsis zoo rau cov neeg siv khoom, kev ruaj ntseg ntawm tag nrho CurrentC system yog qhov sib piv rau Apple Pay. Cov ntaub ntawv khaws cia hauv huab es tsis txhob siv cov khoom siv kho vajtse ruaj ntseg. Thiab nws tau raug hacked txawm tias ua ntej tshaj tawm cov kev pabcuam. Hackers tau tswj kom tau txais email chaw nyob ntawm cov neeg siv khoom uas tau koom nrog qhov kev sim ua haujlwm los ntawm lub server, uas CurrentC tom qab qhia nws cov neeg siv khoom, txawm hais tias nws tsis tau muab cov ntsiab lus ntxiv txog kev tawm tsam.

Txawm hais tias txoj kev siv CurrentC tsis yog hais txog qhov kev pabcuam. Ua ntej tshaj plaws, qhov kev pabcuam xav kom koj nkag mus rau tus lej tsav tsheb thiab tus lej social security (sib npaug rau tus lej yug hauv peb lub tebchaws), piv txwv li cov ntaub ntawv rhiab heev, rau kev txheeb xyuas tus kheej. Tab sis qhov phem tshaj plaws los nrog kev them nyiaj. Tus neeg siv khoom yuav tsum xub xaiv "Them nrog CurrentC" ntawm lub davhlau ya nyob twg, qhib lub xov tooj, qhib lub app, nkag mus rau plaub tus lej lo lus zais, nias lub pob "Them", thiab tom qab ntawd siv lub koob yees duab luam theej QR code ntawm daim ntawv sau nyiaj ntsuab los yog tsim koj tus kheej QR code thiab qhia nws nyob rau hauv pem hauv ntej ntawm lub scanner. Thaum kawg, koj xaiv tus account uas koj xav them thiab nias "Tom ntej no".

Yog tias Apple hauv koj sketch, qhov uas nws tau pom tias nws tsis yooj yim npaum li cas los them nrog daim npav hlau nplaum, sib pauv daim npav rau CurrentC, tej zaum cov duab kos duab yuav zoo dua. Hauv kev sib piv, thaum them nyiaj nrog Apple Pay, koj tsuas yog yuav tsum tuav koj lub xov tooj ze ntawm lub davhlau ya nyob twg thiab tso koj tus ntiv tes rau ntawm lub pob hauv tsev txhawm rau txheeb xyuas tus ntiv tes. Thaum siv ntau tshaj ib daim npav, tus neeg siv yuav xaiv qhov twg nws xav them nrog.

Tom qab tag nrho, cov neeg siv khoom tau tshaj tawm lawv cov kev xav ntawm CurrentC hauv kev ntsuam xyuas ntawm CurrentC app v app khw a ua si cia. Tam sim no nws muaj ntau dua 3300 qhov kev ntaus nqi hauv Apple App Store, suav nrog 3309 ib lub hnub qub kev ntaus nqi. Muaj tsuas yog 28 qhov kev tshuaj xyuas zoo nrog plaub lub hnub qub lossis ntau dua, thiab txawm tias cov no tsis zoo siab: "Zoo ... zoo tshaj plaws kev siv lub tswv yim tsis zoo" lossis "Zoo app uas ua rau cov khoom ntawm kuv!" 3147 ib lub hnub qub. Ua kom qhov teeb meem tsis zoo, nws kuj tau txais kev muaj koob meej lub MCX boycott page, uas qhia rau txhua txoj saw hauv MCX lwm txoj hauv kev uas cov neeg siv khoom tuaj yeem them nrog Apple Pay.

Nws yuav yog cov neeg siv khoom uas yuav txiav txim siab qhov ua tiav ntawm qhov no lossis qhov system ntawd. Lawv tuaj yeem ua kom pom tseeb nrog lawv lub hnab nyiaj uas qhov kev xaiv ua tau zoo dua rau lawv. Yog li Apple Pay tuaj yeem yooj yim dhau los ua rau cov khw muag khoom lag luam dab tsi iPhone yog rau cov tswv lag luam. Ntawd yog, qhov twg nws qhov tsis tuaj yeem cuam tshuam txog kev muag khoom thiab kev tawm mus ntawm cov neeg siv khoom. Ntxiv mus, nws yog Apple uas tuav tag nrho cov trump cards. Txhua yam nws yuav tsum tau ua yog tshem tawm CurrentC app los ntawm App Store.

[ua haujlwm = "quote"] Apple Them tau yooj yim dhau los ua rau cov khw muag khoom lag luam dab tsi iPhone yog rau cov neeg nqa khoom.[/do]

Txawm li cas los xij, tag nrho qhov xwm txheej tsis zoo li yuav nce mus rau qhov kev faib ua feem. MCX tus thawj tswj hwm Dekkers Davidson tau lees paub tias cov tswv cuab koom nrog tuaj yeem txhawb nqa ob lub tshuab yav tom ntej. Txawm li cas los xij, nws tsis tau qhia meej txog thaum twg yuav tshwm sim.

Qhov tseeb tseem yog nrog Apple Pay thiab tsis qhia npe, cov tub lag luam feem ntau yuav poob ntau cov ntaub ntawv cov neeg siv khoom uas tsis muaj rau lawv thaum them nrog daim npav tsis tu ncua. Tab sis tsis ntev Apple tuaj yeem muab cov kev daws teeb meem zoo uas yuav muaj txiaj ntsig zoo rau cov neeg siv khoom thiab cov tub lag luam. Raws li qee cov lus ceeb toom, lub tuam txhab tab tom npaj qhov kev pabcuam ncaj ncees uas nws tuaj yeem tsim lub caij Christmas no.

Qhov kev zov me nyuam yuav tsum tau txuas nrog kev siv iBeacon, qhov twg cov neeg siv khoom yuav tau txais cov ntawv qhia thiab luv nqi los ntawm daim ntawv thov cuam tshuam, uas ceeb toom rau cov neeg siv khoom nyob ib puag ncig ntawm iBeacon siv kev ceeb toom. Apple qhov kev pabcuam ncaj ncees yog tsim los muab cov nyiaj cheb tshwj xeeb thiab cov xwm txheej tshwj xeeb rau cov neeg siv khoom them nrog Apple Pay. Cov lus nug yog yuav ua li cas cov neeg siv khoom cov ntaub ntawv yuav haum rau qhov no, piv txwv li seb Apple puas yuav muab rau cov neeg lag luam nrog kev tso cai meej meej ntawm cov neeg siv, lossis seb nws yuav tsis qhia npe. Peb yuav nrhiav tau lub hli no.

Cov Khoom Siv: 9to5Mac (2), MacRumors (2), Quartz, Lub Limtiam Them Nyiaj
.